DenizBank Car Loans offer:
- Maturities up to 36 months for car loans repaid in YTL and maturities up to 48 months for foreign currency indexed car loans,
- Payment plan with fixed interest rate and equal installments,
- Response to your application within 1 business day,
- The choice to set your repayment days until 45 days following the disbursement of the loan.
You can apply for DenizBank car loans from all DenizBank branches by completing the application form and submitting the required documents.
Documents Required to Apply for DenizBank Car Loans:
- Personal Loan Application Form
- Your and your guarantor’s id card or driver’s license or passport (original and a photocopy)
- Residence certificate (or a recent and paid utility bill, e.g. Tedaş, İgdaş)
- Proforma Invoice (Indicating the cost of the vehicle plus VAT)
- Income documentation: For paid workers: Copy of payroll or income statement and signature circular (if income statement is submitted, a valid signature circular, the tax certificate of the company and a sample SSK (social security) report of the past 4 months are necessary) For self-employed applicants: tax certificate of the past 3 years
For corporate applicants: employment certificate of the past 3 years and tax certificate of the recent year, trade registration certificate, copy of registration at a chamber of commerce, signature circular, copy of the relevant Turkish Trade Register Journal
- If income earned from rent is declared, a photocopy of the property title and contract signed with the tenant
- If income earned from interest is declared, documents about investment accounts
For new passenger or commercial vehicles, maximum 75 % of the turnkey value; for second hand passenger vehicles, 75 % of the insurance value and for second hand commercial vehicles, 50 % of the insurance value can be lent.
Click here for information about interest rates of all our personal loans in YTL, USD and EURO.
To receive better service, please tell us your questions, suggestions and complaints about our banking services and banking transactions by calling the @çıkDeniz Contact Center at 444 0 800.